Services for Financial Institutions
We specialize in helping banks, savings banks, and other financial institutions prepare and submit state regulatory applications with clarity and efficiency. Whether you're pursuing a de novo charter, relocating a facility, or requesting a dividend distribution, we provide targeted consulting based on real regulatory experience.
- Application preparation and review
- Charter formation, acquisition, and reorganization assistance
- State and federal coordination with FDIC and Federal Reserve
- Support for filings such as dividends, capital withdrawals, and mergers
- Complaint trend analysis and reporting strategy
We're more than just a service provider — we're a translator and navigator through the regulatory maze. Our expertise helps reduce your risk of rejection, avoids costly delays, and ensures your submissions speak the language of state regulators.
Why West Metro
- Reduce the risk of rejection. We know what regulators are looking for and how to address concerns before they arise.
- Speed up the review process. Well-prepared applications avoid delays and move efficiently through approval channels.
- Speak the regulator’s language. We don’t just understand the process. We’ve been the ones reviewing and approving applications.
- Custom solutions. Every engagement is tailored to your institution’s structure and goals.
- Confidential and trusted. We work directly with executives, attorneys, and compliance teams, maintaining strict confidentiality at all times.
Rates
Consulting rates range from $75 to $150 per hour depending on the type and complexity of the application. Common filings include:
- Dividend requests
- Capital withdrawals
- De novo charter applications
- De novo detached facility applications
- Relocation of main office or branch
- Branch reestablishment or branch back
- Mergers and acquisitions
Please reach out for a tailored quote based on your institution's needs.
Inquiries
Email: eric@westmetrora.com
All inquiries are treated as confidential and will be directed internally to eric.jlohman@gmail.com.
Confidentiality Commitment
We understand the sensitive nature of regulatory applications and institutional strategy. All engagements are treated with the highest level of discretion. Your information will never be shared with third parties without your explicit permission.
- Direct communication with no third-party outsourcing
- Secure record-keeping and data handling
- Optional signed confidentiality agreements available upon request
You can rely on West Metro Regulatory Advisory for trusted, private support throughout your regulatory process.
About Eric Lohman
With a long and accomplished career in both banking and insurance regulation at the Minnesota Department of Commerce, Eric brings deep, hands-on expertise to institutions navigating state-level regulatory processes. His regulatory experience includes reviewing and processing a wide range of applications, including dividend requests, capital withdrawals, de novo charter applications, de novo detached facility applications, relocations, branch reestablishments (branch back), and mergers and acquisitions. He has worked closely with executives, legal counsel, and federal regulators, helping institutions streamline submissions and meet compliance requirements with confidence.